Protection Guides
Life can be unpredictable – but your finances don’t have to be. Our guides explain how to protect your mortgage, income, and family with the right insurance cover – from life insurance and critical illness cover to income protection and beyond.
Expert Advice for Protecting What Matters
Explore our latest guides packed with straightforward advice, insider knowledge, and real-world examples to help you choose the right protection for your home and future.
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Critical Illness vs Life Insurance – What’s the Difference?
Life insurance protects your family when you die. Critical illness cover protects you if you’re seriously ill. Here’s how they differ – and why both matter for mortgage protection.
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What Does Critical Illness Cover Include?
Critical illness cover pays a lump sum if you’re diagnosed with a serious illness like cancer, stroke or heart attack. Learn what’s covered, what’s not, and how it protects your home and finances.
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How Much Life Cover Do You Need to Protect Your Mortgage?
Wondering how much life cover you need for your mortgage? Here’s how to calculate it properly, what to include, and what most people get wrong.
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What Is Mortgage Life Insurance and Do You Really Need It?
Mortgage life insurance protects your home and loved ones if you die before your mortgage’s paid off. Here’s how it works, who it’s for, and whether it’s worth it.
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Income Protection for the Self-Employed – What You Should Know
Self-employed? Learn why you’re more exposed without sick pay, what insurers need to see, and how income protection keeps your finances secure if you can’t work.
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Joint or Single Life Policy – Which Is Better for Your Mortgage?
Joint or single life insurance – which makes sense for your mortgage? Here’s how both work, what they cost, and how to choose what fits your life.
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How Much Critical Illness Cover Do You Really Need?
Not sure how much critical illness cover you really need? Learn how to calculate the right amount based on mortgage, income, and dependants, with real examples.
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How Much Income Protection Cover Do You Need?
How to work out how much income protection cover you need – including simple formulas, real-life examples, and why “just enough” is often enough.
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What Is Income Protection and How Does It Work?
A plain-English explainer on how income protection works – the difference between short and long-term cover, how claims are paid, and why it matters.
